PikmoEmbedded asset finance · Philippines

Embedded B2B asset finance at the point of sale.

Pikmo is marketplace infrastructure for embedded equipment finance.

We connect equipment vendors, financing providers, and SME buyers around the purchase decision. Pikmo provides the platform infrastructure; financing providers assess requests and supply the capital.

The embedded marketplace flow.

PH · SME FINANCE
  1. Equipment Vendor

    Introduces financing alongside an equipment purchase.

  2. Pikmo Platform

    Provides marketplace origination, matching, and workflow infrastructure.

  3. Financing Providers

    Assess financing requests and provide the capital.

  4. SME Buyer

    Considers financing for the equipment their business needs.

Pikmo provides the marketplace platform. Financing providers assess requests and supply capital.

Infrastructure for embedded finance

The infrastructure behind an equipment finance marketplace.

Pikmo connects SME buyers and equipment vendors with financing providers through five platform capabilities. Financing providers remain responsible for assessing requests and supplying capital.

Origination infrastructure

Brings an equipment financing request into the vendor’s point-of-sale journey for SME buyers.

Workflow infrastructure

Provides a shared process for equipment vendors, financing providers, and SME buyers.

Data infrastructure

Organizes business, equipment, and request information for financing provider assessment.

Transaction infrastructure

Supports the transaction journey around equipment sales and provider-supplied financing.

The path

Four stages, one clear sequence.

The platform organizes the path; financing providers make financing decisions and provide capital.

  1. Equipment Vendor

    Introduces equipment and financing as part of the point-of-sale conversation.

  2. Pikmo Platform

    Provides the origination, matching, workflow, data, and transaction infrastructure.

  3. Financing Providers

    Assess financing requests and, where they choose, provide the financing capital.

  4. SME Buyer

    Considers provider financing in connection with the equipment purchase; submission is not approval.

Start a conversation

Equipment finance belongs in the conversation.

Equipment vendors, financing providers, and SME buyers are invited to discuss how marketplace infrastructure can connect equipment purchases and financing.